Insurance that Meets Your Unique Coverage Needs
At Hartnett & Company, the process of finding the right insurance policy doesn't have to be a daunting task. Our team is passionate about helping customers find a coverage plan that matches their needs at an affordable price. Whether it’s employee group benefits, individual health insurance, or life insurance, we work hard to ensure you're adequately covered so your day-to-day living is safe and secure. Let us give you peace of mind knowing you're in good hands with our team here at Hartnett & Company.
Employee Group Benefits
Employee group benefits are an excellent way for employers and employees to benefit from each other. By providing health, retirement, and other benefits to your staff, you not only demonstrate that you value them as individuals, but can also increase their engagement with the company. Group benefits can also help employers reduce costs by offering discounted rates from insurance providers and covering services that benefit everyone.
Health Insurance
Having health insurance can provide immense peace of mind when it comes to medical issues. Being adequately insured protects you from large medical bills, allowing you to receive necessary medical attention or diagnose underlying conditions without worrying about the cost. It ensures that you won't be financially responsible for the uncovered medical expenses if something unexpected happens.
Dental Insurance
Dental insurance is an invaluable addition to any health care plan. With regular visits to the dentist, you are better able to stay on top of potential issues before they require more costly and intensive treatment. It can also save you money with coverage of cavity repair, root canal procedures, and even cosmetic dentistry. Many plans also include preventive exams such as cleanings and x-rays every six months, which can help ward off bigger problems down the road.
Vision Insurance
Having health insurance can provide immense peace of mind when it comes to medical issues. Being adequately insured protects you from large medical bills, allowing you to receive necessary medical attention or diagnose underlying conditions without worrying about the cost. It ensures that you won't be financially responsible for the uncovered medical expenses if something unexpected happens.
Life Insurance
Life insurance can be one of the most important investments for yourself and your loved ones. It provides a crucial safety net to ensure that your future is taken care of in times of hardship. All so your family's quality of life remains unaffected by any financial difficulty. Life insurance is a worthwhile investment for those seeking financial protection. With this coverage, your money will always be taken care of, even in the worst-case scenario.
Short-Term Disability Insurance
Short-term disability insurance is a great way to protect your income while you take time off due to a medical emergency or illness. It covers up to 50-70% of your regular income and is especially beneficial in preparing for the future and protecting yourself from any potential losses from missing out on work due to medical reasons. This type of insurance may be expensive—however, it offers financial stability when it matters most.
Long-Term Disability Insurance
Long-term disability insurance serves as a source of financial protection for workers who are unable to work due to injury or long-term illness. With this coverage, you don't have to worry about losing income if factors outside of your control disrupt your ability to earn a living. Additionally, this coverage can also help offset expenses associated with recovery and rehabilitation. With long-term disability insurance protecting you, there's no need to worry about sudden changes or illness.
Critical Illness Insurance
Critical illness insurance is a type of coverage that offers financial assistance to individuals if they are diagnosed with certain life-threatening illnesses. It can assist with various medical bills and lost wages due to time away from work. Critical illness insurance can make all the difference during a tough time—it offers protection against unexpected medical costs, allowing you to concentrate on getting better.
Accident Insurance
Accident insurance is one of the smartest, most cost-effective investments you can make in yourself and your family. Accidents can happen anytime, so preparing yourself for the unexpected is important. Accident insurance guarantees you'll be financially protected if an automobile or other accident leaves you with medical bills or a loss of income due to disability.
Cancer Insurance
Most of us have heard of, and understand, the importance of having health insurance. Unfortunately, very few people are familiar with cancer insurance. Cancer is a severe medical condition that can drastically impact a person's life financially, physically, and mentally. This coverage offers financial protection beyond traditional health insurance policies. Specifically, it pays out regardless of how much basic plans cover. Cancer insurance also has simple application and claims processes, making it easy to access funds when needed.
